bergen countyblogbuy a houseCarol D. CalamariERA Justin Realtyhomes for salehouse for salehouses for saleMeadowlandsmovingNJNorthern New Jerseyreal estateRealogyREALTORrealtyRutherford February 25, 2012

ERA Justin Realty Buyer Report: No Time like the First Time

Carol D. Calamari, ERA Justin Realtor, offers positive tips for making your purchase a rewarding experience. Her professionalism, inventiveness, detail driven and an Emmy winner from her past television background brings focus to all she does at ERA Justin Realty.
 
ERA Justin Realty Buyer Report:  No Time like the First Time 
 

Are you a first time homebuyer? Time is still on your side, because financing rates are the lowest in decades and motivated sellers are offering great pricing and want to make a deal.
Carol Calamari, ERA Justin Realtor says, “Here are tips and hints so you can locate, negotiate and close on your new purchase within spring, 2012.  All  of our ERA Justin Realtor professionals stand ready with a great choice of homes that should fit your wish-list.  We work with our sellers to properly price their houses as well as new listings continually arriving.”
The firm has set forth these questions and answers to help make your housing decisions easy if you are contemplating the purchase of your first home.  As you probably know, buying a home is one of the biggest financial commitments you can make. It is also a process filled with emotion, and a touch of anxiety. To help keep you sleeping soundly, here are answers to three big questions that concern many potential first-time homeowners.
Question #1: How do I decide what to look for in a home?
It’s easier than you think. Sit yourself down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list.  One element is architectural style. Do you prefer a Colonial, a Cape Cod or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs? Make a list of features that must be a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen.  It’s all a matter of your taste and personal style.
Question #2: Where should I begin the search?
That old real estate adage about “location, location, location” aside, choosing where to live is usually determined by your personal circumstances and desires.  Do you have a particular community, or even a particular block, in mind? What is it about the location of your new home that is most important to you? Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list, the Internet can be an excellent tool for learning what a particular community has to offer which is available through ERA Justin Realty’s search feature at www.ERAJustin.com.
Question #3: How can I find financing that makes sense for me?
Homes have seldom been more affordable. Interest rates are lower than we’ve seen in decades. Innovative financing plans are available to fit a broad range of needs and ERA Justin Realty can suggest a substantial list of area mortgage lenders who can assist in your mortgage pre-approval process; a necessity when negotiating a purchase. The last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of a professional who can give you the lowdown on financing options that match your qualifications is a big step in the right direction.
Carol concluded, “Once you’ve narrowed your search, talk to one of our ERA Justin Realtor professionals who serve the community you’d like to call home. Our Realtors are trained to guide you through your purchase every step of the way. The path to finding your first home is sure to be full of positive twists and turns. Once you have the answers to the big questions,  searching can be fulfilling, and even fun.  We’re here each day to assist you during this exciting time.”
Jennifer Darby, Broker co-owner added, “Because of our daily efforts, we received the prestigious ERA 2003 through 2012 ‘Commitment to Excellence Award,’ selected from offices all across the ERA nation, as well as ‘What People are Saying, ‘ our buyer and seller testimonial commercials running on many area cable channels. For these reasons we hope to be your buying and selling Realtor of choice.”
The staff of ERA Justin Realtor professionals can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000’s of homes at their website at www.ERAJustin.com.”