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Cathy Vick Offers Suggestions for a Smooth Sailing Purchase
If you are contemplating the purchase of your first home, congratulations! As you probably know, buying a home is one of the biggest financial commitments you can make. It is also a process filled with excitement. To help keep you sleeping soundly, here are answers to three questions that concern many potential first-time homeowners, answered by ERA Justin Realty sales agent Cathy Vick.
“ERA Justin Realty has generated multi-thousands of home purchases and is the #1 realty office in closed Rutherford, NJ transactions for the past fourteen years based on statistics from the New Jersey MLS. Today new generations entering the market are wanting to buy their first home. ERA Justin Realty serving the communities in Bergen, Passaic, Hudson and Essex Counties has sold multi-thousands of homes to first time homebuyers since their opening in 1950,” said Vick.
Vick added, “Seeing shifts in the industry from buyers markets to sellers markets as well as varied shifts in mortgage interest rates, historically their buyers have enjoyed both the benefits of home ownership as well as value appreciation over the years. Since ERA Justin Realty’s early beginnings, the firm has since served referrals of the children and grandchildren of their original purchasers.”
She continued: “Question #1: How do you decide what to look for in a home? It’s easier than you think. Sit yourself down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list. One element is architectural style. Do you prefer a Colonial, a Cape Cod or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs? Make a list of features that mustbe a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen now! It’s all a matter of your taste and personal style.
Question #2: Where should you begin the search? That old real estate adage about ‘location, location, location’ aside, choosing where to live is usually determined by your personal circumstances and desires. Do you have a particular community, or even a particular block, in mind? What is it about the location of your new home that is most important to you? Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list of potential candidates, the Internet can be an excellent tool for learning what a particular community has to offer. We offer extensive websites at www.ERAJustin.com andwww.ERAJustinRealty.com where you can view all of our listings with descriptions, extras offered, as well as our 1000’s of homes section where you can literally view thousands of homes currently on the market.
Question #3: How can you find financing that makes sense? With varied choices and prices, homes have seldom been more affordable. Interest rates are lower than we’ve seen in decades. Innovative financing plans are available to fit a broad range of needs for qualified buyers. Still, the last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of a professional who can give you the information on financing options that match your qualifications is a big step in the right direction. Once you’ve narrowed your search, talk to one of our ERA Justin Realty agents who serve the community you’d like to call home. We are trained to assist and help guide you through your purchase every step of the way. Our websites reach around the globe to bring up-to-date information directly to you. The path to finding your first home can be fulfilling and even fun!”
For more information reach out to Cathy Vick and the ERA Justin Realty sales team at either of their two Rutherford offices at 118 Jackson Avenue or 57 Park Avenue. By phone at (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Additional real estate information is also available at the firms 1000’s of homes websites at www.ERAJustin.com and www.ERAJustinRealty.com.
