home buyer tips Questions Homebuyers Should Ask Themselves To buy? Or not to buy? You may be asking yourself those questions right now.  But they aren’t the only questions you should be asking yourself when thinking about homeownership. Consider these: “Where do I think home prices are heading?” While it is true that rising interest rates are bringing home prices down, the drop […]
Julia Dagistanli Four Things That Determine Mortgage Rates If you’re looking to buy a home but are concerned about rising mortgage rates, hopes of homeownership are not lost!  “Remember, the super low interest rates of a year ago were an anomaly,”says Julia Dagistanli, Sales Associate at ERA Justin Realty, “What we are seeing now is a return to normal.” There are ways to […]
Home selling Rising Mortgage Rates: 3 Things Buyers Can Do Mortgage rates jumped again. They’re now over 6%, for the first time in 2008. That’s more than double the 2.86% it was this time last year. But this doesn’t mean you should give up on your dream of homeownership. There are things homebuyers can do to offset the higher interest rates.   Expand Your Search […]
home affordability A Return To Normalcy Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. “This transition back toward pre-pandemic levels isn’t a […]
Fara Espandi Housing Market at a Turning Point The housing market appears to be at a turning point for the first time since the start of the coronavirus pandemic in 2020. Mortgage rates are higher. Home prices are still increasing, but much more slowly than they have been the past two years. This could have you wondering: Is it still a good time […]
Catherine Nimmo Homeownership Helps Battle Rising Inflation If you’ve been to the grocery store lately, you’re no doubt aware of rising inflation. The price of pretty much everything is up, from food to gas to homes. “The inflation rate is the highest it’s been in more than 40 years, and you’re likely feeling the pinch,” says Catherine Nimmo, Sales Associate at ERA […]
buy a house Getting a Mortgage: What NOT To Do For most homebuyers, getting approved for a mortgage is key to buying a house. Many don’t realize they could jeopardize that by making a simple mistake. Here are some things you should never do while applying for a mortgage: Don’t Close Credit Cards Many buyers think having less credit makes them look less risky. The […]
buy a house Why Spring 2022 is the Time to Buy Are you thinking of buying a home? If so, Spring is traditionally a great time to make your purchase. It’s when most sellers decide to list. This Spring, inventory is increasing like usual, but you still need to be prepared to act fast. Here’s why:  More Home Listings, But Still More Buyers With more active […]
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david jackson Mortgage Rates Expected to Keep Rising in 2022 Mortgage rates can determine how much you can afford to spend on a new home. The lower they are, the more house you can get for your money. 2021 saw some of the lowest mortgage rates ever recorded. They started creeping up toward the end of the year and experts expect rates to continue rising […]
buy a house Be Thankful for 3% Mortgage Rates Buyers shopping for a home this holiday season may be disappointed they missed out on 2% interest rates, but they should be thankful rates are still so low. “Everyone’s talking about how rates are up over 3%,” says Catherine Nimmo of ERA Justin Realty, “but in the grand scheme of things these are still really […]
beth Albanese The Do’s and Don’ts When Applying for a Mortgage So you’ve found a home you want to buy and applied for a mortgage. Congratulations! You’re probably excited to start buying things to spruce up your new place like paint, decor items, maybe even some new furniture. Is there anything wrong with getting a head start? The answer is surprisingly YES.   “Before you make any large purchases, […]
Danielle Sette Understanding Pre-Qualification vs. Pre-Approval Understanding Pre-Qualification vs. Pre-Approval There’s plenty of real estate terms used in transactions. Needless to say it can be confusing for buyers and sellers trying to navigate the process. Danielle Sette and Jessi Davidson of Team Sette Davidson at ERA Justin Realty understand. “The home loan process might feel overwhelming and difficult to understand. You’ve […]