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buy vs rent Tell Me More About Closing Costs There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment.  These amounts can vary according to the type of loan, mortgage company, customary practices of the area, and the terms of the contact. According to Freddie Mac, the […]
buyer Determining Your Down Payment The down payment. It is one of the most daunting parts of home purchasing, especially for first time buyers. But, it doesn’t have to be.  The traditional amount one should have set aside for a down payment is 20% of your home’s purchase price. Depending upon how much you’re looking to spend on a house, […]
buyer When to Wait (and When Not to Wait) When Buying a Home Buying a home is a big decision, perhaps one of the biggest in a person’s life. There are many factors to consider when the time is right for you. There are the things you can’t control like housing inventory, interest rates, and other current market factors in your area.Then there are the things you can […]
buyer Tips for Solo Homebuyers If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts.   “The number of sole-person households has nearly doubled the past 40 years,” says Libera “Lee” Schilare, Sales Associate at ERA Justin Realty, “and that’s expected […]
afford Home Prices Reach 15-Year High in 2021 Home prices reached their highest point in 15 years last year. According to the National Association of Realtors (NAR), existing home sales hit 6.12 million in 2021.   This is despite a drop in sales in December, which the NAR says was due to lack of inventory rather than lack of demand. “Sales for the […]
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