home affordability

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home affordability A Return To Normalcy Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. “This transition back toward pre-pandemic levels isn’t a […]
autumn market Is The Housing Market Correcting? If you’re following all the news lately about inflation, housing costs and interest rates, it could leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here is what you need to know. “The housing market is leveling off compared to the spikes of the last two years,” […]
buyer Tips for Solo Homebuyers If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts.   “The number of sole-person households has nearly doubled the past 40 years,” says Libera “Lee” Schilare, Sales Associate at ERA Justin Realty, “and that’s expected […]
david jackson Mortgage Rates Expected to Keep Rising in 2022 Mortgage rates can determine how much you can afford to spend on a new home. The lower they are, the more house you can get for your money. 2021 saw some of the lowest mortgage rates ever recorded. They started creeping up toward the end of the year and experts expect rates to continue rising […]
1st time homebuyer tips Waiting to Close on Your Home? Don’t Do This! Your offer is accepted and you’re so close to moving in! New homeowners need to avoid these actions that can delay or halt the process of closing on their new home.   Glenn Elliot, ERA Justin Realty Broker Associate, explains, “Buying a new home hinges on several key things falling into place: finding the right […]
change air filter Cost-Cutting Heating and Cooling Maintenance Tips Heating and cooling costs account for more than half of most homeowners’ utility spending. Many residents are actively seeking ways to reduce their energy consumption to control household expenses. Teresa Kriston, Sales Associate at ERA Justin Realty offers tips on using less energy and saving money.   Use Your Ceiling Fans Ceiling fans can reduce […]
achieving dreams Factors To Consider Before Buying A Second Home With summer in sight, you may be considering purchasing a second home to enjoy family vacations or perhaps just have a change of scenery while working from home. “A second home is a wonderful investment for many people,” says Grace Tirrito, a sales associate at ERA Justin Realty. “But before you make the leap make sure […]
buyer qualifications Determining your ability to buy a home       Determining your ability to buy a home The gap between the increase in personal income and residential real estate prices have been used to defend the concept that we are experiencing an affordability crisis in housing today. Home prices and wages are two key elements in any affordability equation. There is, however, […]
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