buyer qualifications

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buy vs rent Tell Me More About Closing Costs There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment.  These amounts can vary according to the type of loan, mortgage company, customary practices of the area, and the terms of the contact. According to Freddie Mac, the […]
buy a house Truths Young Homebuyers Need To Know   For many young or first-time homebuyers, purchasing a home can feel intimidating. It doesn’t have to be. If you’re interested in buying but aren’t sure where to begin, here are three key concepts about homeownership you should understand before you get started. You don’t have to put 20% down. Saving for a down payment is […]
buyer Tips for Solo Homebuyers If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts.   “The number of sole-person households has nearly doubled the past 40 years,” says Libera “Lee” Schilare, Sales Associate at ERA Justin Realty, “and that’s expected […]
buy a house Getting a Mortgage: What NOT To Do For most homebuyers, getting approved for a mortgage is key to buying a house. Many don’t realize they could jeopardize that by making a simple mistake. Here are some things you should never do while applying for a mortgage: Don’t Close Credit Cards Many buyers think having less credit makes them look less risky. The […]
buy a house Be Thankful for 3% Mortgage Rates Buyers shopping for a home this holiday season may be disappointed they missed out on 2% interest rates, but they should be thankful rates are still so low. “Everyone’s talking about how rates are up over 3%,” says Catherine Nimmo of ERA Justin Realty, “but in the grand scheme of things these are still really […]
buyer qualifications Determining your ability to buy a home       Determining your ability to buy a home The gap between the increase in personal income and residential real estate prices have been used to defend the concept that we are experiencing an affordability crisis in housing today. Home prices and wages are two key elements in any affordability equation. There is, however, […]
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